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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Are You An Unsafe Driver?

Are You An Unsafe Driver?

Driving on America's roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you've been driving for days or decades, avoiding the following common driving behaviors can help...

Understanding Your Auto Policy

Understanding Your Auto Policy

Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...

Homeowners Insurance: When Do You File A Claim?

Homeowners Insurance: When Do You File A Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...

Understanding Your BOP

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...

Five Books Every Business Owner Needs to Read

After combing through some of the best business titles published more recently, Adam Groves, librarian and information resources analyst at Erie Insurance, narrowed the list to these gems. His list of book recommendations for business owners has it all with themes that include teamwork, impact, leadership and more. Here are five books to keep your business thriving this year: 1. Your ability to connect with...